Last Updated: January 1, 2025 • JCH Capital Group LLC • Highland Park, NJ 08904
These Terms and Conditions ("Terms") govern your access to and use of the website located at jchcapitalgroup.com and the services offered by JCH Capital Group LLC ("JCH Capital Group," "we," "our," or "us"), a direct lender located at 28 South 6th Avenue, Highland Park, NJ 08904. Please read these Terms carefully before using our website or services. By accessing our website or submitting an application, you agree to be bound by these Terms and our Privacy Policy.
By accessing or using the jchcapitalgroup.com website, submitting a funding application, or communicating with JCH Capital Group LLC in any capacity, you confirm that you are at least 18 years of age, have legal authority to enter into binding agreements on behalf of yourself or your business entity, and agree to be bound by these Terms and Conditions. If you do not agree to these Terms, please do not use our website or services.
You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:
We reserve the right to terminate or restrict access to our website to any user who violates these Terms at our sole discretion.
Information on this website regarding funding programs, amounts, terms, and rates is provided for general informational purposes only and does not constitute a commitment to lend or a formal offer of credit. All funding applications are subject to review, underwriting, credit approval, and applicable legal requirements. Approval is not guaranteed.
Business funding products offered by JCH Capital Group LLC are available to eligible business entities only. Consumer lending products are not offered. Eligibility is determined based on our underwriting criteria, which may include business revenue, time in business, credit history, and other factors. JCH Capital Group LLC reserves the right to decline any application in its sole discretion.
By submitting an application or providing information to JCH Capital Group LLC, you represent and warrant that all information provided is true, accurate, complete, and not misleading. Submitting false or fraudulent information may result in denial of your application and may constitute a violation of applicable law.
Content on this website is provided for general informational purposes and does not constitute legal, financial, tax, or accounting advice. We recommend consulting qualified legal and financial advisors before entering into any funding arrangement. All lending decisions involve risk; business owners should carefully review all terms before accepting any funding offer.
JCH Capital Group LLC does not offer consumer loans, personal loans, consumer credit services, or personal financial restructuring services. Our programs are exclusively for business funding and working capital purposes for qualified business entities.
By opting into our SMS program, you agree to the following terms governing text message communications from JCH Capital Group LLC.
JCH Capital Group LLC operates an opt-in recurring SMS/MMS messaging program. When you provide your express written consent by checking the SMS opt-in checkbox on our contact form, you agree to receive recurring marketing and promotional SMS/MMS messages from JCH Capital Group LLC regarding our financial products and services, sent using an automated telephone dialing system (ATDS).
You may opt in to our SMS program by checking the SMS consent checkbox on our contact or application form. By doing so, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from JCH Capital Group LLC, including offers, updates, and information about our financial products and services.
You may opt out of our SMS program at any time by replying STOP to any message received from us. Upon opting out, you will receive a single final confirmation message and will not receive further marketing SMS messages unless you affirmatively re-enroll.
For assistance with our SMS program, reply HELP to any message or contact us at yoseph@jchcapitalgroup.com. We will respond within 2 business days.
Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission from your network operator. JCH Capital Group LLC is not responsible for any delays in the receipt of any SMS messages.
All content on this website, including but not limited to text, graphics, logos, icons, images, and software, is the property of JCH Capital Group LLC or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this website without our express written permission.
The JCH Capital Group LLC name, logo, and all related marks are trademarks or service marks of JCH Capital Group LLC. Unauthorized use of these marks is strictly prohibited.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THIS WEBSITE AND ALL CONTENT AND SERVICES PROVIDED HEREIN ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, OR COURSE OF DEALING.
JCH Capital Group LLC does not warrant that: (a) the website will be uninterrupted, timely, secure, or error-free; (b) information on the website is complete, accurate, or current; or (c) any defects in the website will be corrected. You use the website at your own risk.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, JCH CAPITAL GROUP LLC, ITS OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE WEBSITE OR SERVICES, EVEN IF JCH CAPITAL GROUP LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
In no event shall JCH Capital Group LLC's total liability to you for all claims arising out of or related to these Terms or your use of the website exceed the greater of (a) the amount you paid to JCH Capital Group LLC in the twelve months prior to the claim, or (b) one hundred dollars ($100).
You agree to defend, indemnify, and hold harmless JCH Capital Group LLC and its officers, directors, members, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to: (a) your violation of these Terms; (b) your use of the website or services; (c) any information you submit to JCH Capital Group LLC; or (d) your violation of any rights of a third party.
Our website may contain links to third-party websites that are not owned or controlled by JCH Capital Group LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policies of any third-party sites you visit. The inclusion of a link does not imply endorsement by JCH Capital Group LLC of the linked site or its content.
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles. Any dispute arising from or relating to these Terms or your use of our website or services shall be subject to the exclusive jurisdiction of the state and federal courts located in Middlesex County, New Jersey, and you hereby consent to the personal jurisdiction of such courts.
Before filing any legal action, you agree to contact JCH Capital Group LLC at yoseph@jchcapitalgroup.com to attempt to resolve the dispute informally. We will make reasonable efforts to resolve any dispute within thirty (30) days of receiving notice.
JCH Capital Group LLC reserves the right to modify these Terms and Conditions at any time. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of our website or services after the effective date of any changes constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically to stay informed of any updates.
If you have questions about these Terms and Conditions, please contact us:
JCH Capital Group LLC
28 South 6th Avenue
Highland Park, NJ 08904
Email: yoseph@jchcapitalgroup.com
EIN: 92-1916060
These Terms & Conditions were last updated on January 1, 2025.