Funding Solutions

Business Funding Tailored to Every Stage of Growth

JCH Capital Group LLC offers a comprehensive suite of direct lending products — from working capital for day-to-day operations to equipment financing for major investments. Every solution is structured around your specific business needs.

Working Capital

Working Capital Loans

Keep your business running at full capacity with flexible working capital financing. Whether you're managing seasonal fluctuations, fulfilling a large order, or covering day-to-day operational costs — we provide the liquidity your business needs to stay ahead.

$10K–$2M
Funding Range
3–24 Mo
Typical Terms
24hr
Decision Time
  • Fast funding for operational needs and growth opportunities
  • Flexible repayment aligned with your cash flow
  • Minimal documentation requirements
  • No collateral required for qualified applicants
  • Renew or increase as your business grows
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Equipment

Equipment Financing

Acquire the machinery, vehicles, technology, or specialized equipment your business needs — without depleting your working capital reserves. Our equipment financing programs let you invest in production capacity while preserving day-to-day liquidity.

$25K–$5M
Funding Range
12–84 Mo
Typical Terms
48hr
Decision Time
  • Finance new or used equipment across industries
  • Equipment serves as collateral — no additional assets required
  • Potential tax advantages (consult your tax advisor)
  • Fixed monthly payments for easy budgeting
  • Upgrade or add-on financing available
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Revenue-Based

Revenue-Based Financing

A flexible funding model designed for businesses with strong, consistent revenue. Rather than fixed monthly payments, repayment is tied to a percentage of your sales — so you pay more when business is strong and less during slower periods.

$10K–$1M
Funding Range
Revenue-Linked
Repayment Structure
24hr
Decision Time
  • Repayment scales with your actual revenue
  • No fixed monthly payment pressure
  • Ideal for seasonal or variable-revenue businesses
  • Fast access to capital based on sales history
  • Renew based on continued performance
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Term Loans

Business Term Loans

For planned investments and capital projects, our structured business term loans provide a lump sum with predictable, fixed repayment over a defined period. Ideal for expansions, renovations, acquisitions, and large capital expenditures.

$50K–$5M
Funding Range
6–60 Mo
Typical Terms
48–72hr
Decision Time
  • Fixed payment schedule for easy financial planning
  • Competitive rates for qualified borrowers
  • Suitable for a wide range of business purposes
  • Straightforward application with fast underwriting
  • Prepayment options available
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Line of Credit

Business Line of Credit

Access capital exactly when you need it. A revolving business line of credit gives you the flexibility to draw funds on demand, repay, and draw again — up to your approved credit limit. Pay only for what you use.

$10K–$500K
Credit Limit
Revolving
Structure
24hr
Decision Time
  • Draw and repay on your own schedule
  • Interest charged only on funds used
  • Perfect for managing cash flow gaps
  • Build credit history with responsible use
  • Credit limit reviews as your business grows
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Invoice Financing

Invoice Financing

Don't wait 30, 60, or 90 days for customers to pay. Our invoice financing solutions let you convert outstanding invoices into immediate working capital, so your cash flow keeps pace with your operations and growth.

Up to 90%
Advance Rate
Invoice-Based
Structure
24–48hr
Funding Time
  • Advance up to 90% of invoice value immediately
  • Eliminate cash flow gaps from slow-paying clients
  • Scale financing as your invoices grow
  • No long-term debt on your balance sheet
  • Works for B2B businesses across industries
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Qualification

General Qualification Guidelines

We work with businesses at various stages. These are general benchmarks — we evaluate every application individually.

Time in Business
Generally 6+ months in operation, though we evaluate all applications individually based on full business profile.
Annual Revenue
Funding amounts are aligned with your revenue. We work with businesses generating as little as $100K in annual revenue.
Documentation
Typically 3–6 months of recent bank statements. Additional documentation may be requested based on funding amount and program type.

All funding decisions are subject to credit review, underwriting, and applicable terms and conditions. Contact us to discuss your specific situation.

Ready to Apply?

Find the Right Funding Solution for Your Business

Our advisors will help you identify the program that best fits your business stage, revenue, and goals. Apply today — get a decision in 24 hours.

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